How to buy a new home without bank qualifying or a large downpayment....
Stop wasting your money on rent... or living in a house which doesn't meet your needs. Discover how to move into a better home now!
Some people are tenants by choice. But most people would prefer to enjoy all the benefits of owning a home if at all possible. A lot of people's personal wealth is made up mostly from equity they have built through years of responsible home ownership.
Buying a home should be at the top of your goal list. Our unique approach to selling homes can help you achieve the reward of owning your own home faster and easier than going the traditional route. Here are the benefits you can be enjoying by working with us:
You can move fast
When you buy a home from us you can move in quickly and easily. Most of our properties are available immediately or within a few days with our flexible owner terms or set a date further out.
Compare that to buying an owner occupied home through an agent. First you have to qualify for a loan which could takes weeks. We require no bank qualifying. Next you have to coordinate your move subject to the seller's schedule. If their deal falls through at the last minute this could stop you from moving or delaying your moving in. That could become a nightmare if you have already lined up a moving van, given notice to your landlord, or sold your previous home.
You can avoid bank hassles
Banks and mortgage lenders can be picky. They prefer to do only the easiest and safest loans. It is especially difficult when your credit is less than perfect or your debts seem too high to the lender. Or maybe you are self-employed or new to the area.
Our program makes buying easy. You enjoy the peace of mind of having a solid move-in date. There are no last minute lender requirements to stop us from closing or moving you in. If we decide the best option is to rent to you until we close, you will have some breathing room and no pressure. We can then work with you to get a favorable bank loan
Own your own home..now!
Don't be forced to throw your money away on rent just because you need time to get a bank loan. Each month you get nothing but receipts..with no equity build up..no tax benefits.no appreciation..and no pride of home ownership.
Are you tired of maintaining and fixing up a house that you don't own? Do you want more privacy in a bigger or better house?
Even if you don't have perfect credit..or a large downpayment..or if you are self-employed, there are loans available for you. Whatever your current situation, there is probably a home loan that is just right for you.
Buy with no money
If you are in a position to qualify for a new mortgage, we may be able to help finance your downpayment and closing costs. If you can qualify for 100% financing now, we may be willing to pay your closing costs. You could get in with no money down.
Some of our buyers can qualify for 95% to 97% bank financing. In those cases, we might recommend one of several "home buying grant programs" available without qualifying. These grant programs can "gift" the 3%-5% downpayment you need to close.
Get a new home with a small down payment
There a lot of creative things we can do even if your credit is less than perfect..or you lack local employment history...or your income is hard to prove..or you have another house for sale...or you are stuck in a lease...or you have had a bankruptcy or foreclosure..or you have outstanding collections.
When you don't have enough money to close with seller financing, our "lease purchase" or "rent to own" program can get you into the home of your choice with a small downpayment.
This program offers a creative way of helping you build equity and enjoy market appreciation. We will then work with you to get you closed as quickly as possible with the best mortgage and terms. In the meantime, you can be enjoying your new home, sprucing it up how you want. Since you are in the process of buying the home, we have few concerns about smoking or pets.
You will be able to show off your new home and experience a new sense of pride. You will have the time needed to qualify for traditional financing, establish your income, clean up your credit, build up your down payment or pay off debts.
No reason to wait!
Many tenants are willing to live somewhere that doesn't reflect their preferred lifestyle because it is "temporary". Don't put up with noisy, unkempt, and sometimes frightening neighbors. Or poor maintenance. Or undesirable schools. Or rising crime rates. Or the landlord who shows up with little or no notice..even entering your home without your knowledge.
When you are in a home of your own, you have more freedom and peace of mind. You deserve to live better. Let us help you improve your lifestyle now!
Stop living in a house that is too big or too small. Stop putting up with uncooperative landlords. Stop getting by in a house that is too hard to maintain. Most of all, stop spending your hard-earned money on rent when all you have at the end of the year is a pile of receipts.
Quickly qualify for the best permanent mortgage
We can help by referring you to a professional mortgage broker who will examine your current income, credit and debt. Then they can tell you what is available now or in the future. They will give you suggestions and a plan putting you in the best position to get approved. No longer will getting a new loan be a mystery. Having time and a plan to work on your financial situtation can save you thousands of dollars in the long run.
Is owning within your grasp?
It is the American dream. Some people will never achieve it. But most people do not have the opportunity you have right now. Let us help you buy a nice home sooner than you expect. Get on our Buyer's List today! Let us see if we have an attractive home now that fits your budget and lifestyle. A home you can move into quickly and easily, with or without bank qualifying, with or without a down payment.
If one of the homes available now doesn't get you excited, then we will keep looking, notifying you of our new properties as they become available.
Call today (318)396-4192 and ask for James.
There is no cost or obligation. We don't charge a fee to get you into one of our homes or to help you explore your options.
Joining our Buyer's List is free!
If you are spending money on rent now, or if you would like to buy a better home, let us help you.